Teaching financial literacy is an important part of a child's development. As in other areas, the basis for development and support for parents here can be a developing environment: books, board games, manuals with tasks and stickers, cartoons, applications, your personal example, themed toys and games that you organize with your child.
Depending on the age, the games will differ not only in complexity, but also in content. We have divided them into 2 large parts: for children 3-5 years old and 5-8 years old. Of course, you can use all of them, complicating or simplifying according to the age of your child.
At this age, you can start playing with coins (kids will lick them, so collect the coins you will play with, wash and boil them):
The most popular game is "Shop", when you take turns as a buyer and seller. In 3 years, use the prices in coins (excluding face value). Closer to the age of 5, you can include money change and change in the game.
To fix it, you can use the task books, where it is proposed to calculate the change, change money, determine which goods can be purchased for a specific amount.
Before issuing a loan, the bank evaluates the value of the house, the apartment for the purchase of which it issues money. Help the appraisers in their work!
Approx. In fact, it is not the bank that evaluates, but the appraisers. But for the bank, this is important information and without a document, it will not issue a loan.
From the coins, lay out a house along the contour. The task of the child is to calculate its cost. Kids count the number of coins that went to build a house, and the older ones count taking into account the nominal value. For the very little ones, you can lay out a one-story and two-story house. Their task is to tell which house took more coins and which one is more expensive.
In addition to the house, you can lay out any other items and evaluate their value.
Older children can be asked to think about how to reduce / increase the cost of a particular house (put coins of a different denomination).
Arrange a cash register. For example, a child can sit at the table on one side, and customers (mom with toys fit on the other side). Prepare money (bills or coins) – real or toy, plastic card and receipts – rectangles on which it is written for what payment and amount, seal (any stamp).
For the first time, the cashier can be a mom to show how the cashier acts and what he checks: specifies the amount of the payment, the full name of the person who pays, recalculates the money, checks it for authenticity, gives change (if the payment is in cash), signs and seals the receipt, gives a check.
Use a permanent marker to number the containers from Kinder and put a different number of coins/ bills in them. Place the containers in the room so that the child can find them without opening or lifting anything.
Tell the child how many businesses he needs to take the proceeds from (= the number of eggs). The child's task is to drive a truck around the room and collect eggs with coins. When all the eggs are collected, we take them to the bank (on the table or sofa).
In the bank, deposit money to the appropriate accounts. To do this, open the eggs, recalculate the money and on a piece of paper opposite the egg number indicate the amount of money that was there. Kids can specify the number of coins without taking into account the nominal value.
When the money is deposited into the accounts, the cash can be combined into one pile, mixed and sorted by face value. You can put them in separate piles or piles. In the latter case, it will be clearly visible which coins are more.
Place the coins in different containers at face value and take them to the ATM by truck (together with cash collectors).
Consider the coins or bills of other countries that you have at home. Show where the name of the currency is written and how you can determine which country it is from. Find this country on the map.
Look at the exchange rate on the Internet and lay out piles at the current exchange rate – on the one hand rubles, on the other currency. Discuss that the value of different money is different.
Another child may like the game of the bank. When you start a piggy bank, you determine the goal for which you will save (something short-term and pleasant for the whole family, for example, going to a pizzeria). Determine the amount to be collected and the amount of deposits. For example, 100 rubles from each working family member every evening for so many days.
The child's task is to collect this money from you every evening and put it in a piggy bank. When the amount is collected, we will realize our goal. The idea is for the child to participate in the process of saving money, postponing pleasure and achieving a result in the form of accumulating a certain amount after some time.
Give your child real bills and toy ones. Examine them under a magnifying glass, find the differences. Tell us what differences real money has.
You tell the child the articles, and he should say that these are income or expenses. For example, mom's salary, a gift from grandma, electricity payment, food purchase, dog collar purchase, custom-made beret, etc.
At the age of 5-7 years, playing in the store, you can play out situations with mandatory and desirable expenses. When the child has a certain amount, a shopping list and the opportunity to buy any goods. The seller praises optional products. The idea is that the child still bought the goods on the list, and the desired goods are already for delivery.
In everyone's favorite animated series about Fixies, there are several episodes about money.
M/f "Fixiki. Money"
M/f "Fixiki. Piggy bank"
You can use them as an excuse to play money or talk about finances.
Tell us, how do you develop financial literacy in children? What tips and life hacks can you give to other parents?Do you want to play with your child easily and with pleasure?
Next entryCategories: Mathematics for children, Development of children 3-5 years old, Development of children 5-7 years old
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